Terms of Use

These terms explain the nature of the Service, authorizations required, and the responsibilities that apply when using this website and process.

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1Acceptance of Terms 2Nature of the Service 3Authorization & Representation 4User Responsibilities 5No Guarantees 6Limitation of Liability 7Intellectual Property 8Governing Law

1. Acceptance of Terms

By accessing or using this website and related services (the “Service”), you agree to these Terms of Use. If you do not agree, do not use the Service.

2. Nature of the Service

Elita provides an independent information and facilitation service designed to help individuals locate and organize existing retirement accounts (including IRA and 401(k) accounts) that may be connected to prior employment.

Elita is not a financial advisor, broker-dealer, investment advisor, or government agency
Elita does not provide tax, legal, or investment advice
Elita does not sell or manage financial products

3. Authorization & Representation

Certain services require you to review and sign a standard authorization/representation form (e.g., IRS Form 8821). Any such authorization is handled through a licensed U.S. tax professional (CPA / Enrolled Agent / Attorney) authorized to receive eligible information under the applicable authorization. Nothing is submitted until you review and consent.

4. User Responsibilities

You agree to provide accurate information and confirm you are authorized to submit it. You understand results depend on available records and the authorizations you provide.

5. No Guarantees

Elita makes no guarantees regarding whether accounts will be located, the amounts or status of any accounts, their accessibility, or timelines beyond estimates provided.

6. Limitation of Liability

To the maximum extent permitted by law, Elita is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the website or Service.

7. Intellectual Property

All website content, branding, text, designs, and materials are the property of Elita and may not be copied or reused without permission.

8. Governing Law

These Terms are governed by the laws of the United States and the applicable state jurisdiction.

Disclosure: This page is for general informational purposes only and is not legal advice.